Privacy Policy

1. Data Collected

We collect the following types of data:

1.1 Identification Data

• First and last name
• Professional email address
• Phone number (if provided)
• Banking institution affiliation

1.2 Navigation Data

• IP address
• Browser type and device
• Pages visited and browsing duration
• Approximate geolocation data

1.3 Educational Data

• Course enrollments
• Course progress
• Assessment results
• Certificates obtained

2. Data Use

We use your personal data to:

• Create and manage your user account
• Provide access to training courses and educational resources
• Track your progress and issue certificates
• Communicate with you regarding our services
• Improve our platform and training content
• Ensure platform security
• Comply with our legal obligations

3. Data Sharing

We do not sell your personal data. Your data may be shared only in the following cases:

• With your employer: If your training is funded by your banking institution, we may share your progress and results
• Service providers: Hosting, payment, and technical services necessary for platform operation
• Legal obligations: If required by law or in legal proceedings

4. Data Retention

We retain your personal data as long as necessary to:

• Maintain your active account
• Provide our services
• Comply with legal obligations (including tax requirements: 10 years)
• Preserve your certification history

5. Data Security

We implement technical and organizational security measures to protect your data:

• Encryption of sensitive data (SSL/TLS)
• Limited access to personal data
• Regular backups
• Monitoring of suspicious activities
• Regular updates to our security systems

6. Your Rights

In accordance with applicable regulations, you have the following rights:

• Right of access: Obtain a copy of your personal data
• Right to rectification: Correct inaccurate or incomplete data
• Right to erasure: Request deletion of your data (subject to our legal obligations)
• Right to restriction: Limit the processing of your data in certain cases
• Right to portability: Receive your data in a structured format
• Right to object: Object to the processing of your data for certain purposes

7. Cookies and Similar Technologies

We use cookies to improve your experience on Agree Business:

• Essential cookies: Necessary for platform operation
• Performance cookies: To analyze platform usage
• Functionality cookies: To remember your preferences

You can manage your cookie preferences in your browser settings.

8. International Transfers

Your data is primarily stored in Côte d'Ivoire. In case of transfer to other countries, we ensure appropriate safeguards are in place to protect your data.

9. Policy Changes

We may modify this privacy policy at any time. Changes will be posted on this page with a new update date. We encourage you to regularly review this page.

10. Contact

For any questions regarding this privacy policy or to exercise your rights: